DIY Daily highlights “What Bankruptcy Can’t Do!” ebook

I am proud to annount my Kindle ebook “What Bankruptcy Can’t Do” is highlighted on DIY Daily –

http://paper.li/TheresaCramer/1322587785?edition_id=3ffe9830-c7d5-11e6-9152-0cc47a0d1609#!tag-selfpublishing

Thanks to paper.li for highlighting my ebook!

 

About the author: Michael Curry is a bankruptcy attorney from Mount Vernon, Illinois.

He is also the author of fiction and non-fiction titles including Finally Be Financially Free, What Bankruptcy Can Do and What Bankruptcy Can’t Do; all available on Amazon/Kindle.

In almost 25 years in practice he has helped nearly 5000 individuals and businesses throughout southern Illinois find relief from their debt overload.

Call today for a complementary meeting to discuss your financial issues: 618-246-0993. Home visits available.

What Bankruptcy Can’t Do – the story behind the book!

The Kindle edition of What Bankruptcy Can’t Do is available at Amazon. https://www.amazon.com/dp/B01LYSFMKL.

It’s been almost twenty-five years since I filed my first bankruptcy for a client.

I truly enjoy helping people through their financial problems.

But bankruptcy does not eliminate all debt. Sometimes I have to be the bearer of bad news.

When the bulk of someone’s debt are student loans or child support or taxes I have to tell them filing bankruptcy will likely not help them and they will need to find other ways to relieve their financial stress.

Sometimes it still has a happy ending: “I can take care of the back child support if you can help me with the medical bills and the credit card.”

This book started as a series of blogs explaining the kinds of debts bankruptcy does not affect.

I hope it will inform the reader of his or her options in a way that is clear, concise and with a little humor, too

It may convince a reader that bankruptcy is an avenue they can pursue or let them know bankruptcy may not help them right now.

But it can be a first step toward being Financially Free!

 

***

 

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 and Finally Be Financially Free!

  • Bankruptcy
  • Attorney
  • Lawyer
  • Mount Vernon
  • Centralia
  • Fairfield

What Bankruptcy Can’t Do

The ebook What Bankruptcy Can’t Do is available on Kindle here: https://www.amazon.com/dp/B01LYSFMKL.  At only $0.99 it makes a great gift to yourself or your family or friends who might be suffering under the stress of too much debt during the holidays.

800,000 people and businesses per year file for relief under bankruptcy to eliminate or restructure their debt.

But some debts are “immune” from a bankruptcy discharge – the word is “non-dischargeable”. This means that when the smoke clears and the bankruptcy is over, these debts will still have to be paid.

The kinds of debts that survive the bankruptcy depend on the type of bankruptcy you file. A debt may be discharged in a Chapter 7 that may NOT be discharged in a Chapter 13 or the other way around.

If you have debts resulting from a divorce, if you owe taxes or other governmental debt, or if you intentionally injured a person or damaged someone’s property; filing bankruptcy to relieve you of your debt may not help!

This book guides you through those kinds of debts and those kinds of bankruptcies.

I’ll explain the story behind the book next time.

***

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 and Finally Be Financially Free!

  • Bankruptcy
  • Attorney
  • Lawyer
  • Mount Vernon
  • Centralia
  • Fairfield

Michael Curry, Curry Law Office, receives AVVO 2016 Top Contributer Award

Attorney Michael Curry, Curry Law Office in Mount Vernon, Illinois received the 2016 Top Contributor Award from AVVO. This award is given to attorneys who have responded to a set number of legal questions asked on AVVO.com.

AVVO’s main mission is “to help people make the best decisions for their important legal needs.” At AVVO.com, you can find answers to a multitude of legal questions or ask a question yourself. The best news about this website is that lawyers are the ones answering your questions.However, you should consult with an attorney about your legal issues – the answers provided is for informational purposes only.

If you have a legal question, please call Michael at 618-246-0993 or visit the Curry Law Office website at http://www.michaelcurrylawoffice.com/ or www.mtvernonbankruptcylawyer.com.

 

 

What Bankruptcy Can Do: the story behind the book!

The Kindle edition of What Bankruptcy Can Do is available at Amazon. https://www.amazon.com/dp/B01LWIDO5U

It is a companion piece to my prior book What Bankruptcy Can’t Do, which is also available as a Kindle through Amazon: https://www.amazon.com/dp/B01LYSFMKL

With the success of What Bankruptcy Can’t Do I wanted to write another guidebook on bankruptcy in general.

Not only what filing bankruptcy is all about but the difference KINDS of relief available, what paperwork and documents a person needs and the specific forms needed in the bankruptcy petition and schedules.

I also discuss the different kinds of debt and how it is affected by the different kinds of bankruptcy.

It is a primer on filing. It doesn’t tell you whether you SHOULD file or the consequences of filing; but it is a good book to read before you make that appointment with a bankruptcy attorney.

I hope to eventually be able to give this away free to all my potential clients (but between you and me Amazon won’t let me do that yet – it will still be a few months before I’m allowed to give it away!).

 

***

 

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 to speak directly with a lawyer and be on your way to Finally Be Financially Free!

What Bankruptcy Can Do – now on Kindle!

The ebook What Bankruptcy Can Do is available on Kindle here https://www.amazon.com/dp/B01LWIDO5U.  At only $0.99 it makes a great gift to yourself or your family or friends who might be suffering under the stress of too much debt during the holidays.

800,000 people and businesses per year file for relief under bankruptcy to eliminate or restructure their debt.

If you are considering filing for bankruptcy, you should know that there are a lot of factors involved in filing – there are a lot of moving parts.

What Bankruptcy Can Do will show you the difference kinds of bankruptcies available, how each type of bankruptcy affects different types of debt as well as other rules and procedures under the bankruptcy code.

Eliminating your debt load through bankruptcy can be a bumpy and confusing ride.

What Bankruptcy Can Do will make the trip a little smoother…

I’ll explain the story behind the book next time.

***

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 and Finally Be Financially Free!

  • Bankruptcy
  • Attorney
  • Lawyer
  • Mount Vernon
  • Centralia
  • Fairfield
  • Carmi
  • Illinois

Finally Be Financially Free – the story behind the book!

The Kindle edition of Finally Be Financially Free is available at Amazon. https://www.amazon.com/dp/B01KKEFZJQ.

I have been wanting to write a book like this for twenty years.

As an attorney, I helped an individual file for bankruptcy for the first time in 1993. It was a Chapter 7 liquidation. The next year I did my second bankruptcy – this time a Chapter 13. I also appeared before the bankruptcy court representing creditors getting relief from the automatic stay to allow the creditor to collect their collateral (mostly vehicles from a car credit company).

At this time I was working at a general practice firm doing mostly real estate and collections. I was also doing a lot of juvenile defense and getting a good reputation among the parents of the community. I started referring to the teens I represented as “my kids”. Unfortunately I would represent them often enough to know them well.

I went into bankruptcy full time in December 1995. A frequent question asked during the process (and especially when the case was finished) was “How do I prevent coming back?”

I would give them what advice I could, but a small percentage of my clients WOULD come back and refile a bankruptcy.

For some it was not their fault. One person in particular filed numerous Chapter 13s to allow him to keep his house from a particularly aggressive mortgage company. He would do a Chapter 13 – complete it to discharge, be legally contractually current with the mortgage company; but the mortgage company filed foreclosure anyway! It was less expensive for him to do a Chapter 13 and pay through the Trustee than fight the foreclosure. He eventually paid off his mortgage through the bankruptcy courts.

Others refiled because of unexpected medical bills. If not for the accident, they would not have had to refile.

Same with others who lost their jobs.

But a few fell right back into the credit trap. I would help with showing them their budget problems and finding ways they would make ends meet without incurring credit.

I gave lectures on financial budgeting and other issues. I explained ways to save and encouraged others to have the mental stubbornness to put their extra money into paying down their debt rather than buy the latest gadget. For example: instead of a big-screen HDTV, make this Christmas that quiet and intimate family gathering your wish it would always be.

So I put my advice and lecture notes into book form and called it Finally Be Financially Free.

In the book I discuss reviewing your paystub, making up an expense sheet, finding ways to save a little cash every month and how to use that cash to pay down your debt.

The holidays can be a joyous and kind-hearted time, but they can also be a time of great stress, especially if you are in financial trouble.

 

I hope Finally Be Financially Free helps give you or your family or friends the information you need to get through the financial blues during the season! Don’t forget you can also send the Kindle ebook as a gift!

***

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 and Finally Be Financially Free!

  • Bankruptcy
  • Attorney
  • Lawyer
  • Mount Vernon
  • Illinois
  • Centralia
  • Fairfield
  • Carmi

 

Finally Be Financially Free! Ebook available now on Kindle!

My Kindle book Finally Be Financially Free is available at Amazon here: https://www.amazon.com/dp/B01KKEFZJQ.  At only $0.99 it makes a great gift to your family or friends who might be suffering under the stress of too much debt during the holidays.

Debt can cripple you and your family financially, emotionally and physically.

It is hard to break even, let alone get ahead.

Pay rates are low, job security is fragile and health costs continue to rise. Some families are one paycheck away from filing bankruptcy. Most people have no emergency fund.

All it takes is even a temporary layoff or injury to fall into a financial black hole. While waiting for unemployment to start, that settlement to be disbursed, finding that new job or getting your new pay grade up to scale; you still have rent or a mortgage to pay, school costs and supplies to buy, utilities due and other expenses that won’t wait.

Breaking free of the financial black hole takes time and financial resources – things that most individuals and families do not have right now.

Fortunately, there are ways to break free of a financial black hole.

It is possible and you can do it. You can find the time and the financial resources.

Starting now!

I’ll explain the story behind the book next time.

***

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 and Finally Be Financially Free!

Curry Law Office Bankruptcy Attorney Lawyer Mount Vernon Illinois Centralia Fairfield Carmi

Financial Wise Guides

Have you gotten your Kindle copies of my Financial Wise Guides? It is a first step on your way to being Financially Free!

https://michaelgcurry.com/non-fiction/

***

About the author: Michael Curry of Curry Law Office in Mount Vernon, Illinois has helped thousands of individuals, family and small businesses in southern Illinois find protection under the Bankruptcy Code for almost twenty-five years. He is also available to help individuals and families with their estate planning (wills, power-of-attorney) and real estate and other sales transactions.

He is also the author of books on finance and bankruptcy available on Kindle through Amazon!

Whether you live in Mount Vernon, Salem, Waltonville, Woodlawn, Lawrenceville, Centralia, Louisville, Xenia, Grayville, Effingham, Dieterich, Vandalia, McLeansboro, Dahlgren, Albion, Flora, Clay City, Kinmundy, Chester, Sparta, Olney, Mount Carmel, Nashville, Fairfield, Cisne, Wayne City, Carmi, Grayville, or anywhere in Southern Illinois call Curry Law Office today at (618) 246-0993 and Finally Be Financially Free!

tags: Bankruptcy Attorney Lawyer Mount Vernon Illinois Centralia Fairfield Carmi